We are a customer-oriented company, providing you with the highest quality insurance services available. We strive to satisfy the needs of each individual client by providing you with personalized insurance information and work with individuals across the nation

Having dozens of products and  highly rated carriers whether your 18 or 89 I can get you covered no matter what!

We represent many carriers – such as but not limited too American Amicable, Mutual of Omaha, Aetna, Royal Neighbors of America, Gerber, Sentinel Security Life, AIG, Protective, Liberty Bankers Life, and many more – choices!

A little know secret, each carrier looks at different health conditions and different prescriptions differently.

For example, if you have diabetes, COPD, or recent stroke certain carriers will offer you their best coverage and best rates, while others may offer high rates, long waiting periods or even a decline. Working with us could mean a tremendous difference in the quality and price of your insurance..

Our understanding of the underwriting and application process helps ensure you get the best for you. We are virtual so everything is done over the phone and  We do the shopping for you, so you do the saving.  Our average client saves thousands over the years.

LOWEST PRICED PLANS AVAILABLE from all of the TOP RATED COMPANIES in the country, with our 3 step easy process. Fill out form We pre-qualify you- Apply  Easy as 1,2,3

Our priority is you. You get expert, friendly service that delivers you the best rate on your final expense policy and provide a life insurance solution to consumers with any health impairment, even a terminal illness.

Look at the REVIEWS and TESTIMONIALS    to see what our customers say after working with us.


Who Will I likely Talk To?  

I am Edward John likely the person that will answer the phone and help you. I believe working with a small independent broker offers you  more personal attention and superior customer service.   My loyalty is to you and NOT  one expensive insurance company. This  allows me  to always put your interests first , I fight for you and to coin and old phrase ”  turn over every stone”.    I am an educator at heart so you will learn a little  too :).

I serve clients all throughout the United States in over 30 different states and it’s a passion of mine to be able to assist you in protecting your  loved ones all  convenient and efficiently from the comfort of your own home.

I strive to provide on transparency, honesty, and commitment to excellence to you And  answer all your questions, give you quotes, and help you design a plan.

People are  genuinely happy with my  honest no pressure approach  and  feel at peace about their purchase. I answer  answer their questions and give them some helpful guidance, it’s customer’s interests first.

Look at the REVIEWS and TESTIMONIALS    to see what our customers say after working with me